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You're poor and about to lose your home. The solution? Hire even poorer adventurers, organize them into a group and send them into dungeons to find treasure. Or die. Use the wealth they bring back to pay off your debts, and reopen the town that's been shut down. Manage your time, money and resources carefully and you might end up wealthy, or don't, and end up worse off than those adventurers you had working for you.